According to the site USA.Gov, if a business, government office, or other source owes you money that you don’t collect, it’s considered unclaimed.

The federal government doesn’t have a central website for finding unclaimed money. But you don’t need to hire a company to find unclaimed money for you. You can find it on your own for free, using official databases.

1. Search in Your State

Businesses send money to state-run unclaimed property offices when they can’t locate the owner. The money in state unclaimed funds is often from bank accounts, insurance policies, or your state government.

• Start your search for unclaimed money with your state’s unclaimed property office.
• Use the multi-state database to search for your name, especially if you’ve moved to another state.
• Verify how to claim your money. Each state has its own rules about how you prove that you’re the owner and claim the money.

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