Individuals living overseas are not able to contribute to some U.S. retirement vehicles such as a ROTH IRA. What alternatives can expatriate U.S. citizens use to save for their retirement back in the United States?

Expatriate Retirement Plans
TaxConnections Members... Answer This Question Want To be One of Our Tax Experts? Register Here

Tax Professional Answers

User Photo
Chuck Heyde, CPA, CGMA
I always recommend my taxpayers to contribute as much as they can to their 401(k).

Other than that - there are NO tax preferential vehicles available to you.

Best regards,
Chuck Heyde, CPA, CGMA
Leave a Comment 306 weeks ago

User Photo
Virginia La Torre Jeker, J.D.
I would like to comment by adding to Chuck Heyde's answer. Chuck's answer ended with these words: "Other than that - there are NO tax preferential vehicles available to you."

US persons living overseas often make the BIG mistake in investing in offshore products (such as foreign mutual funds and the like) that are completely unsuitable from a US tax perspective. Such clients often tell me they are looking to these investments as a type of retirement savings. They are devastated to learn of the tax consequences. You can read more about this on my tax blog posting here.

Virginia La Torre Jeker, J.D.
Leave a Comment 291 weeks ago

Meet Leading Tax Advisors

User Photo Peter J. Scalise

Federal Tax Credits & Incentives Practice Leader

New York, NY

User Photo John L Stancil

Tax Advisor/CEO

Lakeland, FL

User Photo John R Dundon, II EA

Tax Director

Denver, CO

User Photo Kevin Johnson MS, JD, LL.M, CPA


Philadelphia, PA

User Photo Brian Weaver, CPA, MBA

Managing Tax Consultant

Des Plaines, IL

User Photo William Rogers, CFP, MBA, EA

Rancho Santa Fe, CA


User Photo Jim Marshall, EA

President/ Tax And Financial Advisor

Scottsdale, AZ

User Photo Brett A Thompson, JD, CPA

Managing Tax Lawyer

Katy, TX

User Photo Charles Woodson, EA

Tax Advisor/Fiduciary Coach

San Diego, CA

User Photo John Richardson

Tax Lawyer

Toronto, Canada

User Photo Clifford Benjamin

Senior Tax Principal

Daytona Beach, FL

User Photo Kazim Qasim, EA, CTC

Managing Tax Advisor/CEO

Orlando, FL


View/Select our Current List of Tax Topics

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Previous PageNext Page



Learn from tax advisors, straight to your inbox

Update My Email Address
Contact Us Today